Cash flow keeps a business healthy. The faster you bill and collect, the more time you can spend on patients instead of paperwork. That is why Wise Option integrates with Payment Innovators to bring secure, compliant, and cost effective payments right into your daily workflow. Wise Option’s integration is PCI compliant and ready to handle your billing needs in one place, from invoices to settlements to reporting.

Why ACH can lower your payment costs

Credit cards are convenient but the fees add up. Every swipe or online card payment includes network interchange and processing costs. Automated Clearing House transfers (ACH) move money directly from bank to bank and comes with lower processing fees. For many equine businesses, shifting routine and high ticket charges to ACH can reduce overall payment costs while keeping a smooth experience for clients, especially when you are making many transactions or transferring large amounts. Your clients see a professional checkout experience. Your staff avoids double entry. Your managers get a clear picture of receivables and payouts.

When to use ACH and when to use cards

ACH works well for recurring charges, retainer agreements, board and training bills, large treatment plans, pre-purchase exams, and any situation where clients already trust your practice and prefer a bank transfer. Cards remain great for urgent visits, one off payments, and clients who want rewards or financing options. Offering both gives your practice flexibility while steering higher value items toward the lower fee option.

Security and compliance built in

Wise Option is PCI compliant and the integration uses secure tokenization so sensitive details are not stored in your practice. Role based permissions let you decide who can take payments and who can issue refunds. Detailed logs show who did what and when so you maintain accountability during audits.

Operational benefits you will notice

• Fewer paper checks and trips to the bank
• Faster settlement compared to mailed invoices
• Cleaner reconciliation because of automatic payment status updates

If you are a Wise Option user, contact your account manager with any questions about enabling ACH and optimizing your payment mix.

If you are not yet using Wise Option, ask your current software provider whether they support ACH with transparent, lower fees and PCI compliant workflows. If they do not, it may be time to consider a wiser option. We would be happy to show you our software with Payment Innovators and walk through real world savings for your business.

Lower fees, faster cash flow, and a better client experience all in one place. That is the power of running payments where you run your practice.